Digital Identity And European Health Insurance: Streamlining Access To Care

Digital Identity And European Health Insurance: Streamlining Access To Care – The European Digital Identity will be available to EU citizens, residents and businesses who wish to identify themselves or provide confirmation of certain personal information. It can be used for both online and offline public and private services in the EU.

Every time an app or website asks us to create a new digital identity or simply log in via a major platform, we have no idea what happens to our data in reality. That’s why they propose a secure European e-identity. One that we trust and that every citizen anywhere in Europe can use to do everything from paying taxes to renting a bike. A technology where we can control which data is used and how.

Digital Identity And European Health Insurance: Streamlining Access To Care

The right of every person eligible for a national ID card to have a digital identity recognized anywhere in the EU

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A simple and secure way to control how much information you want to share with services that require information sharing

It has launched an online platform to gather feedback from anyone interested in shaping future European digital identity wallets. The online platform remains open for comments during the legislative negotiations and how the common toolbox of the Member States is developed, to make the European Digital Identity Wallet a truly practical tool for everyone.

Today, only around 60% of the EU population in 14 member states can use their national eID cross-border.

Only 14% of the most important public service providers in all member states allow cross-border authentication with an e-identity system, for example to prove a person’s identity on the Internet without the need for a password. The number of successful cross-border authentications per year is very small, but increasing.

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72% of users want to know how their data is processed when using social media accounts. 63% of EU citizens want a secure single digital ID for all online services (Eurobarometer survey)

Widely usable as a way of identification or to confirm various personal attributes for access to public and private digital services across the EU

Give users full control to choose which aspects of their identity, data and credentials they share with third parties, and track such sharing

Applying for a bank loan is a process that typically includes many steps, from appointments and physical meetings, to collecting and signing all paper documents – and repeating the operation if documents are missing.

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By using the European Digital Identity, the user only needs to select the necessary documents stored locally on his digital wallet to respond to the bank’s request. After that, verifiable digital documents are created and securely sent to the bank for verification, which can then proceed with the application process.

The following identification and trust services can already be used with legal effect throughout the EU thanks to the trust framework created by the eIDAS regulation. They are key tools to enable trust and security in the Digital Single Market. Some services, such as eSignatures, are integrated into the wallet to facilitate their use.

Expression in an electronic format of a person’s agreement to the content of a document. The function is integrated into the wallet. The regulation amends Regulation (EU) 910/2014 on electronic identification and trust services for electronic transactions in the internal market (‘eIDAS Regulation’). This change is required because the digitization of all functions of society has increased drastically. The provision of both public and private services is becoming increasingly digital following the COVID-19 pandemic.

The European Digital Identity will be available to EU citizens, residents and businesses who wish to identify themselves or provide confirmation of certain personal information. It can be used for both online and offline public and private services in the EU. All EU citizens and residents in the Union can use a personal digital wallet.

The European Digital Identity Regulation

A digital identity is a digital representation of a natural or legal person. It can be used during interactions and transactions.

Attributes contain information about a subject. This may include details such as the legal name or date of birth, as well as details from other organisations, such as professional qualifications, bank balance or medical history.

The information in a digital identity allows the authentication of a user or the presentation of his digital attributes, which gives him access to public or private services online or offline. The overall goal is to enable citizens and businesses to prove who they are or prove their attributes/characteristics without the need for physical documents.

What is emerging in the market today is a new environment where the focus has shifted from the supply and use of digital identities to the supply and trust in specific attributes related to these identities. For example, access to services may rely on verification of qualifications or age (for example to buy alcohol online or enter a nightclub), or whether a person has been vetted.

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While the issuance and acceptance of such attributes require that the person has been identified, it is the attribute and the fulfillment of his requirements that provide access to specific services and therefore the central point about the provision of the digital identity takes. A digital identity system that does not allow a seamless link with attributes and credentials is therefore no longer up to current societal demands.

To ensure safe, trusted and seamless access to cross-border public and private services in the EU, the Presidency of the Council and representatives of the European Parliament have reached a provisional political agreement on the core elements of a new framework for a European digital identity (eID).

The revised regulation represents a clear paradigm shift for digital identity in Europe, ensuring universal access for people and businesses to secure and reliable electronic identification and authentication using a personal digital wallet on a mobile phone.

One of the main policy objectives of the revised regulation is to offer citizens and other residents, as defined by national law, a harmonized European digital identity means based on the concept of a European digital identity wallet.

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As an electronic means of identification (‘eID means’) issued under national schemes, the wallet would be an eID means in itself. The text of the provisional agreement further develops the concept of the wallet and its interplay with national electronic means of identification.

Assurance levels should characterize the degree of confidence in the electronic means of identification, thus providing assurance that the person claiming a certain identity is actually the person to whom that identity is assigned. In this respect, the wallet must be issued in an electronic identification system that corresponds to the assurance level “High”. The provisional agreement also clarifies that the issuance, use for authentication and withdrawal of wallets should be free for natural persons. The wallet also provides the option of e-signatures for natural persons for free.

The revised regulation also provides a harmonized approach to security, for citizens who rely on a European digital identity to represent them online, and for online service providers who are able to fully trust and accept digital identity solutions regardless of where they were issued.

The new rules imply a shift for issuers of European digital identity solutions that provide a common technical architecture and reference framework and common standards that are developed with the member states. Users can therefore rely on an improved ecosystem for electronic identity and trust services that are recognized and accepted across the EU.

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Technical work will continue to complete the legal text in accordance with the political agreement. Once completed, the text will be submitted to the representatives of the member states (Coreper) for support. With a legal/linguistic review, the revised regulation must then be formally adopted by the Parliament and the Council before it can be published in the EU Official Journal and enter into force.

17 March 2023 – The European Parliament has adopted the mandate for inter-institutional negotiations for the European Digital Identity.

6 December 2022 – The Council of the EU adopted its position (‘general approach’) on the proposed legislation on the framework for a European digital identity (eID). The revised regulation aims to ensure universal access for people and businesses to secure and reliable electronic identification and authentication through a personal digital wallet on a mobile phone.

June 2021 – The European Commission proposed a framework for a European digital identity that would be available to all EU citizens, residents and businesses, via a European digital identity wallet.

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The proposed framework amends the 2014 Regulation on Electronic Identification and Trust Services for Electronic Transactions in the Internal Market (eIDAS Regulation), which laid the foundations for secure access to public services and transactions online and across borders in the EU.

The proposal required member states to issue a digital wallet under a notified eID scheme, built on common technical standards, following mandatory certification. In order to set up the necessary technical architecture, speed up the implementation of the revised regulation, provide guidelines for Member States and avoid fragmentation, the proposal was accompanied by a recommendation for the development of a Union toolbox, which would include the technical specifications of the wallet defined.

The European Digital Identity is available

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