Mental Health Coverage In European Health Insurance Plans: Progress And Gaps – The European Health Insurance Card (EHIC) gives citizens from the EU/EEA and Switzerland access to healthcare services when traveling within the EU. What are the procedures for EHIC application and EHIC renewal?
The European Health Insurance Card – or EHIC – is an important card for European citizens and residents traveling within any member state of the European Union (EU). After applying for the EHIC, you can take the EHIC to any public doctor or hospital in an EU member state and receive healthcare for free or at a reduced cost.
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Since 2004, the EHIC has simplified the procedures for Europeans receiving medical assistance while traveling in another member state by offering health insurance coverage. Your European health insurance card allows you to receive health services on the same terms as a local.
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However, there are some restrictions on what healthcare services you can claim using the EHIC. They usually void coverage for non-urgent treatments, for example. Therefore, it is important to understand the conditions of your European Health Insurance Card (EHIC) before you travel. Make sure you start your EHIC application or EHIC renewal process with sufficient time before you travel. In most cases, the local healthcare provider or insurance company in your country of residence is the first point of contact.
This guide explains what you need to know about the EU Health Card, including EHIC conditions, what the European Medical Card covers, the EHIC application process and EHIC renewal.
If you are a European citizen traveling within the European Union (EU), the European Economic Area (EEA; the EU plus Iceland, Liechtenstein and Norway) or Switzerland, for private or professional reasons, you are eligible for a European Health Insurance Card.
Having an EHIC allows you to receive medical treatment on the same basis as residents of the country you are visiting. You usually pay in advance and can then claim back some or all of the costs. What you pay for, how much you pay and what can be reimbursed varies depending on the country’s health policy. Each family member needs their own European Health Card.
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The EHIC, which is free, is not an alternative to travel insurance. Generally, the EHIC does not cover private health care or being flown home after injury or illness. In some cases, however, insurers may require you to have an EHIC before they will offer you cover.
Non-EU citizens who are legally resident in an EU state and covered by social security are also covered by EHIC abroad. You need to check with the local health authorities in your host country whether they offer a European Health Insurance Card for non-EU citizens.
To receive the card, you must be a legal resident of the EU and pay or be covered by social security. However, you cannot use the EHIC for treatment in Denmark, Iceland, Liechtenstein, Norway and Switzerland. Croatians cannot use the EHIC in Switzerland.
As the European Health Insurance Card is an important health resource when traveling within the EU, UK citizens may ask what will happen to their European Health Insurance Card when the UK leaves the EU. Although the final outcome is uncertain, in the event that the UK remains a member of the EEA, UK nationals will be able to continue to access the EHIC scheme.
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If you need to see a doctor, have medical treatment or are prescribed medication within the EU, EEA or Switzerland, show the EHIC to the staff to be able to claim back the costs later. In some countries you can use your European Health Card with private doctors. You must check the situation with the EHIC authority and your doctor beforehand to be sure.
You should also ask for a receipt or certificate every time you use your European Health Insurance Card. In some countries, government healthcare is completely free and you pay nothing. Otherwise, you will usually be asked to pay for the treatment or prescription at the time, and you will claim back part or all of the cost afterwards – either while you are still abroad or when you return home – from your home health/social care authority . country.
In some countries you will be asked to pay a patient contribution (co-payment), which is usually non-refundable. For example, if a health scheme in another country only covers 70% of health costs, you will have to pay 30% out of pocket. Read more about claiming a refund.
Your European Health Insurance Card only covers necessary or unplanned care – such as breaking a leg, falling out a tooth or catching a virus – or ongoing treatment for a serious medical condition, such as diabetes. However, scheduled treatments are usually not covered, so check with your insurance company before any treatment.
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Your European Health Insurance Card does not cover rescue and repatriation, private healthcare (usually) or healthcare costs for planned treatment, where someone decides to travel to another member state to receive treatment for a condition. Such treatment will only be covered with the consent of the person’s insurance institution or national social security administration.
The EHIC makes access easier and enables faster reimbursements. It does not store or carry information about your personal health status, condition or treatments.
The EHIC does not cover 100% of the costs in all EU countries or the costs of private healthcare. In this case, you can look at private health insurance if you want to cover all risks. There are many major international health insurance companies that offer different coverage packages for expats, including:
Each member state is responsible for the distribution of the EHIC to its own citizens. In some countries, the European health insurance card automatically accompanies the national health card; in others you have to apply for it. To be eligible, you should pay into (employee) or be covered by (dependent family members) the state social security system.
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The European Health Insurance Card is usually valid for five years. You can start the EHIC renewal process six months before the expiry date; but any remaining time will not be added to your new European Health Card.
EHIC card renewal is a typically simple process. EU/EEA/Swiss citizens can sometimes handle the EHIC renewal process entirely online if no details have changed, although the EHIC card renewal process varies from country to country. Find the EHIC renewal process in your country and who to contact.
The EHIC card renewal process is completely free. However, be aware of unofficial websites that charge you to download the EHIC renewal form or complete the European Health Insurance Card renewal process. Are you thinking of moving abroad? Prioritizing mental health has never been more critical than it is now, especially if you are planning to relocate and become an expat. However, this is easier in some places than others and may depend, among other things, on the availability of international health insurance around the world.
But which are the countries with the best mental healthcare in the world? To answer the question, we analyzed a number of countries on factors linked to promoting psychological well-being, including work-life balance, the environment and public spending on mental health care. Want to find out what other places made the list? Take a look at the full findings below, mapped out.
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According to the World Health Organization (WHO), mental health is “a state of well-being in which a person is able to recognize their own strengths, cope with normal health pressures, work hard and contribute to society”. This definition shows that mental health care is important not only for individuals, but for the entire society around us.
Mental health care has a direct influence on mental health per country and is an important factor for society. In recent times, the mental state has become closely linked to the physical state. Governments around the world began to notice that mental health care plays a big role in their people’s level of happiness. It is closely linked to the economic situation in the country: four out of five people with mental disorders do not receive treatment because they have a low or medium income. That’s why we’ve analyzed the best places to live for mental health.
We wanted to investigate how easy it is to maintain a healthy lifestyle and take care of your well-being in different parts of the world. Is there a perfect place for mental health care? And are there any countries that have succeeded in taking care of the mental health of their citizens?
We analyzed a list of OECD countries on a number of different factors related to positive mental health in each country. Each country was given a normalized score out of ten for each factor, before averaging across all factors to arrive at our final score out of ten. Therefore, there is an urgent need to solve this huge problem. Factors include:
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Sweden tops our positive mental health index, and for good reason. The Nordic nation ranked high for its percentage of green space, as it hosts lush coniferous forests that take up most of the country’s land and provide the perfect environment for relaxation and mental well-being.
Sweden also scored high on work-life balance, with only 1.1% of Swedes working very long hours.
In second place is Europe’s economic powerhouse Germany. The Central European nation is working hard to remove the stigma from mental illness,
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